WARNING.


This MISLEADING ADD was featured on Time Warner Cable's home page about the 15th of August and I had to check it out for myself.

Online Jobs Journal is a misleading ad.
"Work at home mom" Mary Steadman (Google results not good)

This Online Jobs Journal web page was actually the page that was featured on http://www.rr.com/.
I signed up with the company featured for the "Google Biz Kit" and at that time it said I never got a kit in the mail "go figure". When you sign up with them they charge you $1.97 for shipping for a fictitious kit on how to make money online with Google.
As you may or may not know by now "Google" will pay you money for advertizing for them through "Adsense".  After 5 days and no kit in the mail, I cancelled my account and called their customer service at (800).416.1339 and a guy that I could barely understand told me that the $1.99 was not for a kit in the mail, it was for a login and password so I could read all the info online. Now you would think that if you signed up for a kit in the mail you get a kit in the mail but according to them there is no kit in the mail. Just another misleading, deceiving, conniving website trying to take your hard earned money. By the way if you are gullible enough to sign up with these people, PLEASE cancel your order before 7 days from the day you signed up or they will charge you $69+ dollars for their info EVERY month after that. NO VACELINE included in that charge by the way.
thank you and stay clear of misleading add like these, even if its on Time Warner Cable's home page.

If you close the page then you get this:

Banking on Clickbank

If you are like many people today, you are probably looking for ways to make some extra money. Or, you may be burnt out on your current job or just plain sick of working long undesirable hours. If any of these scenarios sound familiar, there just may be a proven way to bring you some extra cash or even a whole new career.


Making money on the internet is an up and coming way to put cold hard cash in your pocket. With the right information at your disposal, you too could start a very lucrative Internet business. There are numerous ways to make money on the Internet, and with that said there are also numerous scams that you need to watch out for. If you are looking to make money selling a product, you will need to make sure you are selling in a niche that truly is needed and will be profitable. One such current market niche is computer software.

In fact, computer software is one of the top money making niches on the Internet. When you think about it, with everyone not only using but depending on computers today, there are virtually millions of software programs that are needed. From computer games for kids to spyware software for the savvy, the needs are truly endless. When it comes right down to it, everything you do on your computer requires a software program to run it. And, most importantly, companies that develop software are constantly looking for people to market and sell their programs so that they too can make a profit.

There are certainly a lot of pros in choosing to sell internet software as a way to boost your income. Selling digital software is very simple and easy. When you think about it, all you really need is a website and a way to collect money from buyers. Of course you will also need to market yourself and know how to stay ahead of competitors. Once you have accomplished this, computer software really sells itself. After all, people are in constant need of computer software programs, and most importantly are very willing to put out money for this type of product.

Selling software, compared to other products also has the bonus of no inventory. You simply just continue to sell the product over and over without having to fuss with stocking the product and shipping it. It really couldn't be easier.

Now for even better news. There's a free report available that will give you step by step information on how to get started today. So, if you have the desire and ambition to make money on the internet you should look no further. With a positive attitude and the willingness to learn you can be on your way to supplementing your income or starting a new lucrative career for yourself.

The author invites you to visit:


http://cbpirate.com/

Sick and Tired of scams?

“The Internet Is Filled With Garbage!

…And YOU are *Sick* Of It!”

If you’re sick and tired of chasing the “next best” opportunity, and you’re ready to
Finally do something that really works, then LISTEN CAREFULLY because…

I want to tell You how you Could Be
Potentially Earning At Least $15,000/Month
(Or More…) In Just 90 Days From Now,
Working From The Comfort Of Your Home

"It Takes the Same Amount of Time to be Poor as it Does to be Rich"

As you read below, I’m going to take you \deep inside/ the "secret
of making money online system" that has been creating happy people all over the place.
And all I can say is read his page if you ever want to make a decent living from home…

It's all contained in a lesson on how to
make money selling other people's products
on your high traffic website.

Oh wait you say you don't have a high traffic website?
This guy will proof to you that you can sell clickbank products
with an UGLY WEBSITE too.

Well what are you waiting for? Check this 39 year old that is making money like me and you too if
you choose this program.

When he says making money with clickbank is easy he means it.

I can't be any more honest than this.
Don't be the horse that was led to the water but STILL didn't drink!
Check it out and let me know what you think here.
Thank you.

A Little Help

Today I would like to tell you about home insurance and lessons that I have learned when I purchased my home.
I bought a new house just a few weeks ago, thanks to how a 39 yr old makes money online, I tried it and TADA! I have another house.
-

I wish my real estate agent would have told me everything I learned in the last few days, but maybe he didn't know it.

I found out that there are 3 types of insurance coverage to buy for a home at the time of purchase, and I will explain them here so I can help others to not get the wrong coverage.
-

1- "Full coverage insurance" or "Replacement cost guarantee" -
This insurance is the best because if anything happens to your home, the insurance provider will fix it.  This does not mean that your provider will replace your water heater if it bursts, but they will cover damage from the water.  This coverage increases with time, hence the property value increases a bit every year and it costs more to make repairs in case of damage to the structure.  This is usually the coverage you want to have and it does make your monthly payments increase over time.
-

2- "Loan cost"
This one only covers the property that is equal to the value of the loan. 
Let me explain what the above means in practical terms: If you own a home that is worth $100,000 dollars, but you only owe $20,000 dollars on the loan, this policy will only cover the value of the loan (which is what the lender or bank wants from you) but if your property burns down, this policy will only replace $20,000 dollars worth of property, hence you will live in the garage.  Most lender don't like for you to have such policies because there is no real incentive to continue to pay the loan in case of total loss.  Some people choose this type of insurance because the insurance payments decrease as the value of the loan decreases. But again, this is not recommendable and the lender can and most likely will demand that you have replacement cost insurance on the property or they will (lender place it) for you. NOTE: For a layman explanation of lender placed insurance see bellow.
-

3- "Lender placed insurance"
Policy purchased by the lender (bank) for the cost of the loan, again very similar to number 2 above except that this policy is sometimes up to 3 times as much as any policy you can purchase on your own.  DON'T let this policy be placed on your property EVER.  The reason for this policy to be put into place by the bank are a few, such as you lack property coverage of your own policy, or you can't find an insurance company to cover the property because of it's poor conditions, or you simply don't want to buy your own policy.  Either way, you will notice this policy on your property once your monthly payments increase due to its cost.

More explanation of number 3.

Lender placed insurance can also be placed by the (lender) if you live in for example in a community with an association and is within a flood zone, but the association does not participate in the national flood insurance program.
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Other insurance policies: Now there is a policy called "Dwelling insurance" which is a policy a landlord would buy for his rental property, hence a landlord cannot insure the contents of the renter.